Maximize your dental insurance with these simple year-end planning tips.
Most patients have dental insurance policies with benefit payment maximums or deductibles that span from January 1 – December 31. This is referred to as a calendar year policy. For patients that carry this type of policy, their benefits or deductibles will reset in the new year.
This can be a good or bad thing. If they need dental work but have used all of their benefits, then January 1, 2016, is a great time to make an appointment to get that dental work done in the new policy year. Call now to book an early January visit to beat the new year rush! For those who have passed their yearly deductible or may have unused benefits, now is the time to make an appointment to get in by the end of the calendar year deadline.
We can check your dental insurance before you lose any potential unused benefits at year’s end.
For patients that have benefits left this year, now is the perfect time to get that crown your dentist or hygienist has been suggesting or replace that filling that has been bothering you. You have paid those benefits, so why not use them before you lose them!
Don’t forget the Health Savings Accounts!
The same tips apply for maximizing your Health Savings Account (HSA) and not lose any unused deferred HSA contributions. Dental visits generally qualify as an HSA expense, we can help you identify services that would qualify.
Make your appointments today, before the office is completely booked for the rest of the year.